cleanup: remove clawd/openclaw references, fix permissions, add architecture docs

- Replace all ~/clawd and ~/.clawdbot paths with ~/echo-core equivalents
  in tools (git_commit, ralph_prd_generator, backup_config, lead-gen)
- Update personality files: TOOLS.md repo/paths, AGENTS.md security audit cmd
- Migrate HANDOFF.md architectural decisions to docs/architecture.md
- Tighten credentials/ dir to 700, add to .gitignore
- Add .claude/ and *.pid to .gitignore
- Various adapter, router, and session improvements from prior work

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

tools/anaf-monitor/versions.json

@@ -29,9 +29,9 @@
     "soft_j_date": "17.09.2025"
   },
   "D205": {
-    "soft_a_url": "https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/D205_XML_2025_150126.pdf",
-    "soft_a_date": "15.01.2026",
-    "soft_j_url": "https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/D205_J901_P400.zip"
+    "soft_a_url": "https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/D205_XML_2025_120226.pdf",
+    "soft_a_date": "12.02.2026",
+    "soft_j_url": "https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/D205_v903.zip"
   },
   "D406": {
     "soft_a_url": "https://static.anaf.ro/static/10/Anaf/Declaratii_R/AplicatiiDec/R405_XML_2017_080321.pdf",