Update TOOLS.md, cron jobs, KB index; add discord file sender + pocket-tts plan

Pre-existing work committed before starting Ralph self-improvement run on
ralph/echo-improve branch, so that branch's diff stays isolated to the
pocket-tts integration.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

memory/kb/index.md

@@ -10,7 +10,7 @@
 - **[facebook/](facebook/index.md)** — 11 note
 - **[health/](health/index.md)** — 6 note
 - **[insights/](insights/index.md)** — 46 note
-- **[projects/](projects/index.md)** — 234 note
+- **[projects/](projects/index.md)** — 235 note
 - **[reflectii/](reflectii/index.md)** — 3 note
 - **[retete/](retete/index.md)** — 1 note
 - **[tools/](tools/index.md)** — 7 note