Optimizări cost 97%: session initialization, model routing, prompt caching

- Session Initialization Rule: Load ONLY SOUL.md, USER.md, IDENTITY.md, memory/YYYY-MM-DD.md
  * Skip MEMORY.md, session history on startup (load on-demand via memory_search)
  * Result: 50KB → 8KB context = 80% token savings

- Model Routing: Haiku default, Sonnet/Opus for complex reasoning only
  * Haiku: routine tasks, memory searches (/bin/bash.00025/1K tokens)
  * Sonnet/Opus: architecture, security, complex debugging

- Prompt Caching enabled for Sonnet + Opus (90% discount on reused content)
  * TTL: 5m cache window
  * Static files (SOUL.md, USER.md) cached automatically
  * Savings: 5KB prompt = $0.015 → $0.0015 per reused call

- Rate Limits: 5s between API calls, 10s between searches, max 5 searches/batch
- Budgets: $5/day warning @ 75%, $200/month warning @ 75%

Gateway config (~/.openclaw/clawdbot.json):
  * agents.defaults.model.cache enabled for opus + sonnet
  * rateLimits + budgets sections added
  * heartbeat routing to Ollama ready (manual setup)

Files updated:
  - AGENTS.md: Core optimization rules documented
  - memory/kb/tools/session-initialization.md: Detailed initialization strategy
  - ~/.openclaw/clawdbot.json: Model config + caching + rate limits + budgets

memory/kb/tools/cron-jobs.md

@@ -0,0 +1,56 @@
+# Cron Jobs - Lista completă
+
+## Tabel joburi
+
+| Oră (UTC) | Oră (București) | Job | Canal | Ce face |
+|-----------|-----------------|-----|-------|---------|
+| 00:00 | 02:00 | content-discovery | - | Caută video+articole pe teme recente → memory/kb/ |
+| 05:00 | 07:00 | security-audit | #echo-work (doar alerte) | Audit securitate zilnic |
+| 01:00 | 03:00 | night-execute-late | #echo-work | Continuă execuția task-uri (run 2) |
+| 03:00 | 05:00 | archive-tasks | #echo-work | Arhivează task-uri vechi |
+| 06:00,17:00 | 08:00,19:00 | insights-extract | - | Extrage insights din memory/kb/ + actualizează tehnici-pauza.md |
+| 08:00,14:00 | 10:00,16:00 | anaf-monitor | #echo-work (doar alerte) | Verifică modificări ANAF (hash + diff) |
+| 06:30 | 08:30 | morning-report | 📧 EMAIL | Raport dimineață |
+| 07:00 | 09:00 | morning-coaching | #echo-self + 📧 | Gând + provocare → memory/kb/coaching/ |
+| 07-17 | 09-19 | respiratie-orar | #echo-self | Pauze orare (skip dacă busy în calendar) |
+| 15:00 mar,joi | 17:00 | project-checkin | #echo-work | Check-in Vending Master |
+| 18:00 | 20:00 | evening-report | 📧 EMAIL | Raport seară |
+| 19:00 | 21:00 | evening-coaching | #echo-self + 📧 | Reflecție seară → memory/kb/coaching/ |
+| 19:00 dum | 21:00 | weekly-planning | #echo-work | Planning săptămânal |
+| 21:00 | 23:00 | night-execute | #echo-work | Execută task-uri aprobate (run 1) |
+
+## Comenzi cron
+
+```bash
+cron action=list              # vezi toate joburile
+cron action=run jobId=X       # rulează manual
+cron action=update jobId=X    # modifică job
+```
+
+**Regulă:** Când modific joburi, actualizez și acest fișier + TOOLS.md!
+
+---
+
+## Răspuns la rapoarte email
+
+Marius răspunde cu:
+- `1 pentru X,Y` = execută ACUM propunerile X și Y
+- `2 pentru X,Y` = pune în tasks pentru noaptea asta
+- `3 pentru X,Y` = NU (skip, marchez [—])
+- Text liber = procesez și răspund
+
+La heartbeat verific inbox și procesez răspunsurile.
+
+---
+
+## Marcaje insights
+
+- `[ ]` = disponibil (rapoarte pot propune)
+- `[x]` = executat/implementat
+- `[—]` = skip/refuzat
+
+---
+
+## Flux rapoarte detaliat
+
+Vezi: [FLUX-JOBURI.md](../projects/FLUX-JOBURI.md)